Connecticut - Paradise Lost

Jane Genova: Speechwriter - Ghostwriter

"A wave of education funding cuts hit Connecticut cities and towns on Monday, forcing them to freeze spending and consider tax increases as the state moves into its fourth month without a budget." 

Connecticut - Souring of The American Dream

Jane Genova: Speechwriter - Ghostwriter

Residing in the state of Connecticut used to be  the symbol of having made it. In addition, there is the expense of parking at the railroad station. That was hammered in pop culture.

Connecticut - UBS, Aetna, GE and I All Fled

Jane Genova: Speechwriter - Ghostwriter

For three consecutive years, the state of Connecticut has lost population. Where businesses and people are fleeing, points out Thompson, is to alleged too-expensive locations such as Manhattan and Boston. In addition, it has lost major corporations such as UBS, Aetna and GE.

Renting - What Personal Finance Experts Skip Over

Jane Genova: Speechwriter - Ghostwriter

The benefits, they pontificate, range from flexibility (you get laid off, it's easier to relocate for new opportunity) to insulation from expensive upkeep (a new roof is needed). Since moving is costly, many renters have to swallow the bitter pill and cut expenses in another category.

2019 56

Home - Dangerous Symbol

Jane Genova: Speechwriter - Ghostwriter

That space could be 10 miles from the old neighborhood or 2,200 miles away from Connecticut in Tucson, Arizona. But what we can feel is less stress from the fixed monthly expenses of a life in pricey locations.

2019 52

Trump's War on Science, Yawn - Marketplace Doesn't Give a Damn

Jane Genova: Speechwriter - Ghostwriter

The economic reality is that energy is expensive. Although gasoline is lots less expensive than it had been three years ago, it still costs over two-dollars a gallon. Long commutes have become increasingly expensive. The shock of Trumpism is over.

2017 52

SoCal Real Estate - Those Planning to Retire Should Have Sold At Top of Market

Jane Genova: Speechwriter - Ghostwriter

Incidentally, other pricey locations such as Connecticut are jammed with unsold houses and owners who can't afford to retire because of that. Or, if they are retired, they are sliding into debt because of the expenses associated with maintaining the property. A crash? Probably not.

2018 56

Add to List of Fake: (most of) Retirement Advice

Jane Genova: Speechwriter - Ghostwriter

Or their adult child becomes disabled and they have to retrofit the house for that, which is an unexpected expense they can't absorb. At 67, they left their jobs and relocated from pricey Connecticut to the more affordable Oro Valley in Arizona. Retirement advice is big business. 

2019 52

Fleeing NY State - It's Not Just the Snow

Jane Genova: Speechwriter - Ghostwriter

New Jersey and Connecticut are also losing population.    Facebook is getting me through since those from the good old expensive days keep in touch. This weekend's BigSnow probably has some residents of New York state considering fleeing the region. 

2019 56

You're Already in Your 50s - Yes, You Can Still Get FIREd Up

Jane Genova: Speechwriter - Ghostwriter

The house in West Hartford, Connecticut sold for a nice profit. The dog and I took the I-95 ramp out of expensive CT to the dirt-cheap desert of Arizona. I hate airplanes, which also seem unduly expensive

2018 56

David Sweat - Captured, After Being Shot

Jane Genova: Speechwriter - Ghostwriter

What we do know for a fact is that the manhunt has been a big expense item for taxpayers. The Petit Family home invasion in Connecticut has made that possibility palpable to anyone who lives in a house.

2015 65

FIRE - When It's About Exiting the Rat Race

Jane Genova: Speechwriter - Ghostwriter

A lawyer in Connecticut left a small real estate practice in Manhattan to become more a businessperson.   I reduced my fixed expenses enough to be highly selective about what assignments in communications and coaching that I will accept - and from whom.

2018 56

Baby Boomers as Newbie Renters - Look Beyond Move-In Incentives

Jane Genova: Speechwriter - Ghostwriter

After all, house ownership pulls us into non-stop expenses which can't be controlled or even really anticipated. Regarding the latter, a 64-year-old communications colleague owns a modest ranch in Trumbull, Connecticut. Other out-of-pocket expenses are electric, water, and sewage.

2018 56

Downward Mobility Lifestyles - Opening Up Paths to New Careers For Older Professionals

Jane Genova: Speechwriter - Ghostwriter

For example, with GE uprooting from Connecticut, some parts of the market have gone dead. To have access to other kinds of work rather than law a client knows she has to relocate from the wildly expensive New York Metro area.

2018 56

New York City - Cartoonish Version of Gilded Age

Jane Genova: Speechwriter - Ghostwriter

They are trying to figure out how to put together a less expensive (the commute itself from Trumbull, Connecticut to Grand Central Station isn't cheap) and less killing way to live.

Kroger - It's Like Facebook In That It Wants You Never To Leave

Jane Genova: Speechwriter - Ghostwriter

In addition, once you sign up free for the rewards program, you have access to weekly super specials which are even less expensive than Wal-Mart's pricing.

2015 68

Saving for "Rainy Day" Used to Be Moral Issue

Jane Genova: Speechwriter - Ghostwriter

  For the aging like myself it has come down to renting, not taking on the financial uncertainty of the expenses associated with owning a home. Part of me is grateful that I sold my home in West Hartford, Connecticut, at near the top of the market in 2004.

2017 52

STUCK! Retirement Plans, Careers On Hold (roaming around your McMansion at age 110)

Jane Genova: Speechwriter - Ghostwriter

For example, there is a black cloud hovering over the real estate market in suburban Connecticut. They have packed away the dream of retiring from the rat race, relocating somewhere less expensive, and starting up a low-pressure business.

2018 52

Rescues: Give tax deduction for all dependent animal companions

Jane Genova: Speechwriter - Ghostwriter

Last summer, I went to the Animal Heaven in North Haven, Connecticut.  That's the tragedy: Many hearts would open to animals who need homes if only they could manage that expense through a tax deduction.

2014 61

Last Middle Class Person Leaving Over-priced, Frigid Northeast Shut Off Lights

Jane Genova: Speechwriter - Ghostwriter

"   That's what my rooted (her two daughter are in New Haven, Connecticut) neighbor told me today. At that point, I confided how I alsowas exploring less expensive, less cold and snowy places.  Connecticut, for example, is losing population.

2014 61

Aging Executive Communications Players Who Lost It All - No, You Don't Have to Think Ecuador

Jane Genova: Speechwriter - Ghostwriter

For example, clothes can be expensive in Ecuador. Here in eastern OH, my car and renters' insurance is even less than it had been in AZ and about a third what it had been in the central Connecticut. It's happening all the time.

2016 72

Buddhism = Accessible, Convenient, Low-Cost Path to Mental Health

Jane Genova: Speechwriter - Ghostwriter

Psychotherapy, even with good medical insurance, is expensive.   In 2012, I began studying at the zen school of Buddhism in New Haven, Connecticut. My co-pay would be $45 a session. And, as Olga Khazan reports in The Atlantic , 60% of counties in the U.S.

2019 56

Retiring - Florida Isn't So Affordable, Not Any More

Jane Genova: Speechwriter - Ghostwriter

The tipping point in her need to relocate from Connecticut was her property tax, both on her house and the new car she had purchased. Many parts of Europe are expensive.  "There's a myth that Florida is so 'cheap.'"

Petit Murders: Penalty Phase of Trial

Jane Genova: Speechwriter - Ghostwriter

It's not going to satisfy many folks here in Connecticut.  The defense contends that the death-penalty process will be more expensive than life imprisonment for Hayes.    But the question is: will the defense argument to prevent the death penalty for Steven Hayes persuade the jury in the penalty phase of the trial.   The prosecution could push back that such an issue belongs in the hands of the legislature, not a jury.

Trump Administration - The Power of Crazy

Jane Genova: Speechwriter - Ghostwriter

My middle class colleagues in Connecticut suburbs such as Trumbull pay more than $20,000 in annual property taxes. After my mother died, the landlord threatened us with huge damage expenses. Since the get-go - that is, when Donald Trump ran for U.S.

2017 52

FIRE Haters - Are They Jealous Or, Maybe, Just Addicted to Work?

Jane Genova: Speechwriter - Ghostwriter

At the end of the 1980s, I leased an apartment on the Gold Coast of Connecticut from an expert in art restoration. That's because it will further downsize my fixed expenses. FIRE (Financial Independence, Retire Early) haters are nothing new.

2018 56

Landlord Nation - Shocker at Weidner's Vista Montana, Tucson, AZ (bring along something to wash the walls)

Jane Genova: Speechwriter - Ghostwriter

No longer do I want the uncertain expenses and Mr. Fixit problems associated with home ownership. Moving is expensive. They included having to have the carpet professionally cleaned at our own expense. In Landlord Nation, I had to just eat that expense.

FIRE v. Suze Orman

Jane Genova: Speechwriter - Ghostwriter

And the grim faces on the Metro North commuter line from Greenwich, Connecticut to Manhattan. To make that happen might require several years of reducing expenses and investing. FIRE is an increasingly misunderstood concept. FIRE is short for Financial Independence, Retire Early.

2018 56

"When Did You First Feel Old?" - The Wall Street Journal Asked That

Jane Genova: Speechwriter - Ghostwriter

When I was in my early 60s, one day I could take the Metro North commuter train into Manhattan, pitch for communications assignments, and usually return to my Connecticut home office with some.  With my fixed expenses lower, the desperation went away.

2017 52

From Counterculture to The Loneliest Generation

Jane Genova: Speechwriter - Ghostwriter

  Sure, continuing to pony up the taxes for a house or condo in Connecticut is expensive. Factor in loneliness in trading off your lifelong location for a lower-cost one. That's exactly what I advise those over-50 whom I coach. 

2018 52

GenRenter - Squeezed on Price, Many Other Terms and Conditions

Jane Genova: Speechwriter - Ghostwriter

  After I sold my home, as personal finance experts advise the over-50 to do, I rented in North Haven, Connecticut. And, moving was then and remains now as expensive.  It's palpable. Owners and managers of residential complexes across the U.S.

2019 52

Brand Recovery: How is it doing?

Jane Genova: Speechwriter - Ghostwriter

 Here in central Connecticut we gawk at the shuttered Staples store, which used to be an anchor in the North Haven shopping plaza. 

2014 61

4-Legged Children - Taiwan Joins the Trend

Jane Genova: Speechwriter - Ghostwriter

That bypasses the expense of educating the 2-footed ones for a future in which they may or may not ever have proper jobs.  What cured that was living in senior housing in New Haven, Connecticut.

2014 56

"Solo Agers" - They Might Not Be Worse Off than Agers with Middle Aged Children

Jane Genova: Speechwriter - Ghostwriter

  For eight years I resided at the Bella Vista complex in New Haven, Connecticut. CT in general is expensive. Since much of the world is turning gray, media outlets have made it their business to cover just about every angle associated with aging.

2018 52

None of That Tiny House Stuff Here

Jane Genova: Speechwriter - Ghostwriter

For example, few McMansions are selling in the Connecticut suburbs since GE is relocating from Fairfield, CT to Boston. Therefore, it should be no surprise that the minimalist movement is not welcome in communities which already have the expensive houses.

2018 52

Financial Services Firms - If You Don't Leave Us Alone.

Jane Genova: Speechwriter - Ghostwriter

  They had had the financial common sense to relocate from more expensive areas of the U.S. Yes, the lifestyle in southwestern AZ has become more expensive, very recently. Opioids, energy production, lead paint, and the two barking dogs next dog.

2018 52

Cory Booker: Watch the greatest show on earth, Dec 4 through Dec 11

Jane Genova: Speechwriter - Ghostwriter

  The new meme might be how the middle class of America, chastened by two recessions since the 21st century began, can downsize expenses to $5 a day per person.    Here in New Haven, Connecticut we are blessed with a number of well-staffed soup kitchens and food pantries. 

I Had To Leave NYC To Become Successful Again In NYC

Jane Genova: Speechwriter - Ghostwriter

So, when I get laid off at Kraft at the end of the 1980s, I had no fear hanging out my shingle in Stamford, Connecticut. Initially, I left the New York Metro area to cut my living expenses. If you grow up in the New York Metro area, you know how to do business there.

2015 61

The New Aging - 60 and Overextended

Jane Genova: Speechwriter - Ghostwriter

They range from the nut for the monthly mortgage and annual property taxes in upscale communities such as the Gold Coast of Connecticut to the double college tuitions for the children from the second marriage. The stress is palpable.

2018 52

Allen Claxton - Has Fear of Outliving One's Money Come to This.

Jane Genova: Speechwriter - Ghostwriter

The Stamford, Connecticut police are connecting the dots this way - at least for now. Relocate to a less-expensive location within the U.S. Resident of that upscale suburb - Allen Claxton - had been laid off as a tech consultant. He was 75.

2018 52

Ghostbusters: Hiring them now mainstream

Jane Genova: Speechwriter - Ghostwriter

To de-haunt a Victorian house I had bought in Fairfield County, Connecticut, I had to import a ghostbuster from Ocean County, New Jersey. That   Only then could she travel north, all expenses paid by the client - me. 

Back In Demand - How I Went From Glut To Glue Holding Clients Together

Jane Genova: Speechwriter - Ghostwriter

Cut fixed expenses.  Eventually the smart move was to uproot myself from the youth-dominated expensive New York Metro area. Here in the Southwest, where my monthly nut is about half what it had been in New Haven, Connecticut, my executive communications boutique took off.

2014 65

New Aging - "Equity Refugees" Migrate to Arizona (and some soon come to regret it)

Jane Genova: Speechwriter - Ghostwriter

There was no property tax on my auto as there had been in New Haven, Connecticut. Gas was also significantly less expensive.   Also, registering a car is relatively expensive. They even have a label: equity refugees.

2018 52