America Is Land of Financial Opportunity for Only 3 out of 10

Jane Genova: Speechwriter - Ghostwriter

  But, according to the American ethos, it frequently means being a step or many steps beyond financial survival. What a study by Financial Health Network found, reports CBS , is that only 3 out 10 see themselves that way. The reality is that 7 out of 10 indicate they are struggling with some aspect of financial stability. In   The core problem isn't a lack of financial literacy. "Opportunity."

2019 43

Economic Downturn, COVID-19 Uncertainty Put Higher Education in Play

Jane Genova: Speechwriter - Ghostwriter

"The economic freefall and uncertainty from the virus have families questioning expensive tuition even more."  "  - Chris Quintana, USA Today , April 14, 2020  Like giant corporations and small businesses, higher education in America is struggling financially. Part of that is the current economic freefall. Her grandmother had done well financially as a clairvoyant.

2020 43
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Economic Jitters - All-Ears for Socialism (remembering days of heaven as doctoral student)

Jane Genova: Speechwriter - Ghostwriter

Big ticket items are already experiencing economic winter in the U.S.   Some will be "forced" into retirement before they are ready, especially financially. You bet, in America, more and more could be all-ears for the socialistic ideology of Alexandria O.   It was only after I completed my education that there was that blast of economic reality: In America you need money, lots and lots of it. 

2019 43

Financial Crash - We Became Our Parents

Jane Genova: Speechwriter - Ghostwriter

But, there isn't too much analysis of how that amazing financial crash reprogrammed the values and behavior of us 76 million Baby Boomers. Regarding the latter, with any brief economic downturn in America, they gleefully predicted "the big one" again. Articles like Bob Bryan's in BusinessInsider deconstruct how The Great Recession shaped the Millennial psyche.

2016 43

Class in America - Founding Fathers Were Snobs

Jane Genova: Speechwriter - Ghostwriter

  Well-researched and with a sophisticated tone, the book documents how class-obsessed America has been, right from the get-go.  So, the newly minted college graduates had to go off to further education or Corporate America. As career paths blow up, what had been imprinted about making it economically in America frequently is proving to be actual obstacles to survival. Ranking #317 on Amazon is "White Trash" by Nancy Isenberg. 

2017 40

Canada, Economic Change, Suicide - Northern Neighbor No Longer Model Of How Life Could Be

Jane Genova: Speechwriter - Ghostwriter

At the top of the list was for America to tame its brand of capitalism. Now, economic change has unleashed the same kind of darkness that hovered over America after the series of financial shocks to our systems since 9/11. This mirrors the surge in suicides among white, middle-aged Americans who had been thrust into the vortex of economic change. National health care. Compassionate capitalism. Refuge for those opposed to wars.

2015 43

What Could Bring Together America The Radicalized - Reflections from Counterculture Kid Who Had To Grow Up Fast

Jane Genova: Speechwriter - Ghostwriter

The Drudge high-profile headline reads: "America the Radicalized." Obviously, a financial crash more serious than the one in 2008 would do it. During that 1970s economic downturn, the left and the right labored side by side in jobs we were thankful to have.  If it looks, walks, smells, and throws verbal grenades like what was business as usual in the Counterculture, maybe it is a return to radicalism. On both the left and the right.

2018 40

This is America, Kiddo: Art is rarely a day job

Jane Genova: Speechwriter - Ghostwriter

  Come on, kiddo, this is America, the leader of capitalism.    A writer, I toiled in the bowels of corporate America and for the past two decades performed consulting assignments for the lion's share of my income.    Only now I'm experiencing some degree of economic success through my non-consulting writing.  Call it a hangover from our previous affluence. 

Let Donald Trump Keep Making Stock Market Gains His Signature - Small Investors Have Shot at Financial Security

Jane Genova: Speechwriter - Ghostwriter

But for small investors the focus is on having a shot again at financial security.   The shift in America could be from Man the Political Animal to Economic Man. "The value of the U.S. stock market has risen by $9.1 trillion, or 35.6% since Election Day in 2016, according to Wilshire Associates." " -  MarketWatch, April 14, 2019. Here is the article. 

2019 43

Pennsylvania Education Policy Roundup for September 20, 2013: If you are involved with policy regarding charter schools you need to read SRC member Joseph Dworetsky’s lucid analysis of their financial impact on school districts (and taxpayers).

Speaking Of...

Keystone State Education Coalition: Pennsylvania Education Policy Roundup for September 20, 2013 : If you are involved with policy regarding charter schools you need to read SRC member Joseph Dworetsky’s lucid analysis of their financial impact on school districts (and taxpayers). Whether or not one supports charters in general, the economics of their funding are central to the District''s budget problems.

2013 40

FinTech - Darkening Symbolism

Jane Genova: Speechwriter - Ghostwriter

And that, reports MySA , is alarming some financial experts. That is large enough to constitute a tipping point into bankruptcy for those whose overall financial situation, already shaky, changes. economy can slide into an economic downturn faster. The economy is strong.

2019 52

The Current Radical Savings - Can It Become U.S. Norm?

Jane Genova: Speechwriter - Ghostwriter

Bureau of Economic Analysis." " What many observers with financial expertise speculate is this: Such a high savings rate can't be sustained.   In addition, radical savings can't be encouraged in an economic system which is a consumer one.

2020 52

Stockton, CA - Can Universal Basic Income Soften Capitalism?

Jane Genova: Speechwriter - Ghostwriter

Stockton, California has seen hard financial times. The question is if "free money" - that is Universal Basic Income (UBI) - can catapult residents of that community onto an upward financial trajectory? As the Sacramento Bee reports, as part of the Stockton Economic Empowerment Demonstration (SEED), 130 residents will receive $500 a month for 18 months. Can there be a return to Norman Rockwell good-hearted community values if there were financial wiggle room?

2019 43

COVID-19 Economy - Beyond a Few Lousy Quarters

Jane Genova: Speechwriter - Ghostwriter

"Corporate America unveiled another wave of job cuts and warned of additional reductions, as executives signal they are resigned to a lengthy coronavirus-induced economic downturn."  Yes, most of business is positioning itself for an extended economic ordeal.

2020 52

COVID-19: The Great Divide

Jane Genova: Speechwriter - Ghostwriter

The pandemic of 2020 (and beyond) could go down in history as turning up the ugly underbelly of economic inequality in America. On the one hand, there are those financially undone by the shutdowns. On the other hand are those who have been able to leverage the dynamics of the pandemic era to their financial advantage. Another plus is that we followed the advice of financial planners and shook off debt. 

2020 43

Wersell's Bike Shop, Toledo, OH - Building a Biking Infrastructure(one fix-it course, at a time)

Jane Genova: Speechwriter - Ghostwriter

Those are among the factors creating a passion for bicycling across North America. As yet, America isn't where Europe, especially Denmark and Holland, are in nurturing a biking culture , but there is progress. Climate change. The high cost of maintaining a car.

2019 52

Summer of Rage: Protestors March on Hamptons as Symbol of Inequities

Jane Genova: Speechwriter - Ghostwriter

It has come to this: Protestors in cars and on foot really have made the Hamptons on Long Island the symbol of what has gone so wrong in America. There is total uncertainty when the health and financial hits from COVID-19 will end.

2020 52

Paris Winter of Discontent - Perfect Timing for Barbarians at the Gate

Jane Genova: Speechwriter - Ghostwriter

  Many other financially stressed out people in developed nations are observing that during our winter of discontent.    The question is: Will this uprising spread to America ?   Currently that frustration can lead to violence again in America - this time beyond the urban areas. A decision by GM to put in a new product or a purchasing deal by Tesla could save that community from economic death. Timing is everything.

2018 43

Minimalism No Longer Simply Symbol of Lifestyle Cool - 41% Find It Necessity

Jane Genova: Speechwriter - Ghostwriter

  But now, because of the economic catastrophe of COVID-19, minimalism has become a necessity, reports Studyfind.org. And, in America, the land of the free, the only thing we have to do is pay our bills.  Opting out of the consumer economy might be bad for GDP growth.

2020 56

Justice Department Looking into McKinsey & Company's Bankruptcy Practice - What If This Story Catches Fire?

Jane Genova: Speechwriter - Ghostwriter

Some law firms are beefing up their own practices in bankruptcy and restructuring in preparation for an economic downturn in America.  Not disclosing its own financial interests in the bankrupt companies. Again, unwanted attention by government and media has been cast on elite management consulting firm McKinsey & Company.    This time, reports The New York Times , the focus is on how it operates its bankruptcy practice.

2019 40

Can It Happen Here? In Italy, 168 Die in 1 Day from COVID - 19, Economy in Shambles

Jane Genova: Speechwriter - Ghostwriter

I reflect on the COVID -19 tragedies in Italy - both human and economic. To conserve financial resources, I am doing it myself, not outsourcing. I feel for my many relatives in Italy who decided to stay with the status quo and not journey to America. Compassion is a funny thing.

2020 56

Vincent Asaro - Americans Love Their Anti-Heroes

Jane Genova: Speechwriter - Ghostwriter

Anti-heroes have always been America's super heroes. Maybe this goes back to how America was founded. Despite having too many children, they put together financial security. It could inspire those not making ends meet to figure out how to survive economically. Dumb as dirt but proud Caveman made the GEICO brand. Now, an acquitted Mafia player Vincent Asaro is making us believe again we can game the system.

2015 50

Money Talks - Will It Tell Voters to Give Donald Trump 4 More Years

Jane Genova: Speechwriter - Ghostwriter

  Those who lost big in the stock market swoons post-9/11 and the global financial crash likely never assumed they could regain that financial security.   Economic Man may be more dominant in America than Man the Political Animal.

2020 56

Wanted: A Generation to Return a National Economy to Conspicuous Consumption

Jane Genova: Speechwriter - Ghostwriter

Two generations have gotten badly burned by financial upheavals.  There we had been the generation who benefited by the post-war economic boom. We were the first generation in America to attend college en masse. Corporate America was growing and even we females were becoming members of The Professional Class. Both Japan and Europe suffered dramatic reversals of economic fortune.   Those are we Baby Boomers in the U.S.

2019 40

"Affordable Housing"- No Longer Just a Low-Income Meme

Jane Genova: Speechwriter - Ghostwriter

Essentially, Landlord Nation is pushing even the middle class into financial distress. " The economic experts define "cost burdened" as paying more than one-third of income for housing. million in America pay 50% or more for housing.

2020 52

Capitalism & Its Alleged Discontents - Bolanos/Field Murders

Jane Genova: Speechwriter - Ghostwriter

The ethos of Downton Abbey doesn't prevail in most of America. That's a grim lesson many financially comfortable couples and families have had to learn. Frequently they have to be clued in that there tends to exist hostility between the economic classes in America. Beware the help. Capitalism breeds its unique set of resentments. It could have been the "help" employed by the condo complex in which murder victims Lina Bolanos and Richard Field resided.

2017 40

The George Floyd Summer of 2020 - Flashpoints of Summer of 1967 (then the new order of the Counterculture)

Jane Genova: Speechwriter - Ghostwriter

There is also economic despair. Then a severe economic recession swept over the land. Can that kind of scenario become the game-changer again in America: Urban violence. No surprise, urban unrest has broken out post the George Floyd death.

2020 52

Ways to Advance Your Career if You’re a Millennial

SlideModel

Different generations in western countries have been placed in demographic cohorts to describe the characteristics of that generation, including; habits, social and economic conditions, and developments that revolutionized that era.

Re-Thinking Rapid Growth - From Uber to CKR Law

Jane Genova: Speechwriter - Ghostwriter

It had been sued for not paying the $200,000 March rent and fees for its offices at 1330 Avenue of the Americas. Why CKR Law's financial and legal troubles are on the radar is because perception tends to be pattern-based. Instead, there probably is a lot of connecting the dots to determine if other law firms are also experiencing financial challenges and are being subjected to lawsuits.  Rapid growth has been carrying a stink.

2019 40

Getting/Holding Onto Work = New American Heroes

Jane Genova: Speechwriter - Ghostwriter

In a time of faster economic growth, the adage used to be: Those who die with the most toys win. Now, in a time of economic struggle, the emerging measure of a man or a woman is how long they were able to keep working. A 59-year-old colleague had been laid off from a financial institution.   After all, America is the global headquarters for capitalism. That was then.

2016 47

Beyond Rich, Middle Class, Poor - No Longer Labeling Ourselves Via Class

Jane Genova: Speechwriter - Ghostwriter

" After all, there are three rigid class distinctions in America: rich, middle class, and poor. But financial, cultural, social, and spiritual realities are lots more complex than that. That could take the form of a financial reversal during the Crash of 2008 (which could happen again in 2019, of course), the collapse of an industry such as print, loss of a job when over-5o and not landing a comparable one, bankruptcy because of medical bills, and/or a game-changing scandal.

2018 43

Uber's Proposed Culture Fixes - Will "Cult of Individual" Fade from Capitalism

Jane Genova: Speechwriter - Ghostwriter

You are responsible for your economic fate. If Uber does soften that and other aspects of its culture - and goes on to thrive financially - capitalism in America could change. Much of capitalism's ideology is built around individualism. Do well you win big. Do not do well and you will be held responsible. That's part of the reason why losing a job, even in a layoff, hurts your personal brand. This could change.

2017 40

Michael Bloomberg: Could Be Next U.S. President

Jane Genova: Speechwriter - Ghostwriter

Secondly, he already has the financial infrastructure for a national campaign. At this point of the economic recovery, America doesn't want a wonk. "New York Dems friendly to Bloomberg have approached him to gauge his interest [in running as a Democrat for U.S. President]. Their argument is that Clinton's vulnerability with general-election voters, especially independents, could result in a Republican president.

2015 50

Dennis Hastert - Broken Brands Can Be Repositioned and Repackaged

Jane Genova: Speechwriter - Ghostwriter

The building for the study of economics and public policy at his alma mater - Wheaton - had been named for famous alumnus Dennis Hastert. After his brand in financial services collapsed, he laid low. America is the land of reinvention. Now, following the allegations of his sexual misconduct, there has been a re-naming. Here in the world of BigNames we have another broken brand. There will be lots more loss of Hastert's brand equity.

2015 50

The Car, No Matter The Brand

Jane Genova: Speechwriter - Ghostwriter

That is triggering major economic threats. In America, CBS reports that 70% see themselves as struggling financially. From June 15th through September 15th of this year, the Toledo Museum of Art featured the special exhibit "Life is a Highway: Art & American Car Culture." " That might be the last hurrah for the technological  innovation which transformed everything from transportation to social values (e.g. get in the car and escape whatever).

2019 43

"Affordable Housing"- No Longer Just a Low-Income Meme

Jane Genova: Speechwriter - Ghostwriter

Essentially, Landlord Nation is pushing even the middle class into financial distress. " The economic experts define "cost burdened" as paying more than one-third of income for housing. million in America pay 50% or more for housing. In addition, because of the low cost of living the adventurous, such as myself, migrated there to try out things with little financial risk. 

2020 40

"Marriage Story" - Yeah, Transition Is a B h & It's the New Normal

Jane Genova: Speechwriter - Ghostwriter

Then there were the economic downturns following 9/11 and the worldwide financial crash. Recovery wasn't evenly spread around in an America that favored youth and digital natives. Brilliantly, Nicole and Charles play out the dynamics of transition. That's in "Marriage Story," which is really a film about divorce.    The meme is that, yes, everything is working nicely until it stops working.

2019 43

65+ - We're Being Labeled "Brand Dumb"

Jane Genova: Speechwriter - Ghostwriter

Somehow we made it through multiple economic downturns, including the whopper of 2008. Yet, some economists and many financial planners have been labeling us "Brand Dumb." " Come 65, announces the Schwartz Center for Economic Policy Analysis, 40% of us who are middle class will tumble into poverty. There are plenty of those in America 65 and over whom I coached who are living a fulfilling middle class life on their Social Security.

2018 43

5 famous speeches by women about the environment

The Eloquent Woman

I''ve pulled these five speeches from The Eloquent Woman Index of Famous Speeches by Women to showcase their messages about the environment, from pesticides and wildlife conservation to economic arguments for dealing with climate change. Christine Lagarde''s speech on "dynamic resilience" led the World Economic Forum in 2013. Next week, we celebrate Earth Day, and it''s no surprise that women have shaped so much of the public speaking about environmental issues.

2014 85

Remembering Enron - After 12 Years, Its Evil Genius Jeff Skilling Released from Prison

Jane Genova: Speechwriter - Ghostwriter

No longer were they contacting us for bylined articles to be published in the business media or for presentations to be delivered at prestigious forums such as the World Economic Forum. Like Bernie Madoff, who also lost a son to suicide (and one to cancer), he had inflicted a severe financial wound on too many people. To exit my own dark hole of financial collapse, I had to struggle to put together a new career.

2019 43

Famous Speech Friday: Janet Yellen on holding women back

The Eloquent Woman

In America, the chair of our central banking Federal Reserve System (known familiarly as "The Fed") speaks frequently, but with care. Good, solid, plainspoken economics are the thing. could boost its yearly economic output by 5 percent if women could participate at the same level as men in the workforce, Yellen said: Evidence suggests that many women remain unable to achieve their goals. And I'll add: Those men could have tackled this economic issue at any time, of course.

2017 63

Not Following the Money - Dow Jones Skids, English Major Doesn't Have High ROI, So?

Jane Genova: Speechwriter - Ghostwriter

That's America, at least in capitalistic circles.   Anything outside Economic Man and Economic Woman doesn't matter. It also does FIRE (financial independence retire early) storytelling. The dominant media meme, as well as the number-one topic in conversations, is: Money. The experts keep providing supposedly solid advice on following the money. With the Dow Jones skidding , there are the recommendations for this stock, not that one.

ROI 40

Wells Fargo, Public Relations & The Invisible Hand

Jane Genova: Speechwriter - Ghostwriter

There seems to be increased optimism about economic growth in America. But if macro forces are in the company's favor and the financial performance keeps improving, that business could transmit a message of deep contrition for its sins. Brand equity. Corporate social responsibility. Trust.    All those have been negatively impacted by the regulatory and legal problems Wells Fargo has been dealing with.